Showing posts with label budget. Show all posts
Showing posts with label budget. Show all posts

Friday, June 8, 2012

You're going to Disney? You must be rich!

You don't need to be Scrooge McDuck to go to Disney.
We all do it. We hear of someone's vacation plans and we immediately start thinking of how much they're spending and if they can afford it. Some trips, by name, just sound extravigant. Disney, apparently, is one of them.

Don't get me wrong, I know there are vacations less expensive - and I've discussed this several times on the blog - but you have to weigh in everything and not just the dollar to see just how much one is spending. As noted in the Disney Math blog post a few days ago, breaking down costs can really put a Disney trip into perspective.

I recently got a few comments saying I must be really well off to be going to Disney so often. (The Disneyland trip will mark my 9th Disney trip, the Disney World trip next year will be #10.) This is a general misconception. I don't make big figures. I don't have a financially stable business. It is not cheap to live in Alaska - and I work a second job while fighting to keep my fledgling photography business afloat. I have more money going out than coming in most months.

So how is Disney possible when I am not Donald Trump? Well, for one, you have to remember some of my trips I didn't pay for. My first trip to Disneyland I was five - grandparents paid for it. Of the Disneyworld trips, however, I have paid for most (2004 being the only exception). Disneyland I've only paid for once. That's not to say I don't pitch in my own cash for special items and food at Disney, but the main chunk of change is taken care of by others. Family trips and gifts have made a lot of my travels possible over the years.

Secondly, I don't normally go during peak season. Peak season is just that, peak. It's when everyone goes. There's no incentive for Disney to give deep discounts to entice people to go. Summer and Christmas week are to be avoided if you want those special deals. I typically go to Disney World in January or November. Crowds are lower and we've gotten some killer deals in the past. Yes, things are closed for refurbishment, but the discounts make up for that in many ways.

Third, I live at home. There. I said it. If it weren't already well known, it is now. I moved back into my parents' house a year ago next month. It's easier to save up when I don't have rent, utilities, food, etc. I pitch in and buy things that the family wouldn't otherwise get, but really I'm not obligated to pay for things noted above. Some consider that a mooch, but it is what it is. My jobs are not consistent moneywise, and until I am financially more stable it makes more sense to live at home. Granted my dad is getting a little pushy, and I know things have to change, but ultimately this is how we roll for now.

I don't use every penny to plan disney trips, I do use my money wisely, but I have a Disney vacation fund. It's something I decided to have for myself. Others budget in a general vacation fund, which is what this savings originally was, but I keep going back to Disney. I normally go with others to keep costs down by sharing costs. I don't splurge and stay at the most expensive hotel. There are many ways to cut the costs of a Disney trip.

I've also been told instead of Disney I should use my money to help the poor. This suggests that all of the money used for vacation is ALL the money I have. Again, this is not the case. My Disney trips come out of their own savings. It's all extra. Not that I have anything to prove, but I do give to others. I help out in my own way. I do not, however have to sacrifice one for the other. It's caled a budget, and anyone can have one of those!

I like Disney, and I like to visit the parks. It's my "happy place." I don't feel guilty for having one. I believe before people start judging about how much someone ELSE gives to organizations and what not they should be looking at themselves and decide if they are giving "their all." It's not my business what you do with your money.

Yes, vacations are extravigant. And, yes, they are not a right of anyone. You can have more relaxation duing a staycation - and you'll be saving money, too! I've done that as well. My trips are not me bragging, showing off how much money I have (honestly I don't have much). It's something I'm excited about. Something I enjoy sharing. Not everyone in their life will get a Disney trip, that's not my fault nor is it my job to get them there.

Basically if you want a Disney trip - take one. Figure out how to save the money and go. There are tons of resources out there - in books and online - that can help you. I even give tips from time to time. But, please, don't email me or comment on the blog saying I need to give money to charity instead. I'll decide where my money goes, what groups to support, and whether or not I get to go on a dang vacation!

Sunday, June 3, 2012

Doing the Disney Math

Sometimes crunching numbers and breaking down costs
makes choosing to go on a Disney Vacation worth it!
Disneyland is still two months off, so what better way to kill time than to begin the pre-planning of the next Disney trip. My parents, myself, and the sibling are looking at going to Walt Disney World September of 2013. Mom has been apprehensive due to costs. This finally came to a head this weekend as she basically said a Disney trip would be impossible.

Considering the subject was Disney, and Walt himself was the master of making the impossible, possible, I jumped at the chance to prove her wrong. Crunching numbers is not normally my thing, but Disney Math - as we Disney-holics lovingly call it - is simple enough. Admittedly the total amount is a huge chunk of change, but once you begin to break down costs it's much more manageable.

Disney has not released the rates for next year - aside from their hotels. It's anyone's guess when we'll know the vacation package prices for 2013, but typically they release middle to late summer so folks have time to plan and budget. Basic budgetting, however, can begin well in advance of packages by using the current packages and rounding up. It may not be completely accurate - I round up to the nearest 50 or 00, which typically makes it far more expensive than it will be - but it gives you a figure to work with.

Attention to detail outside the Tusker
House in Disney's Anitmal Kingdom.
We're looking at going in September of next year. There are several reasons, the main one being my dad's 60th birthday will be September 15. He has been very vocal with his desire to go for his birthday over other options. Considering he's the bread winner, it's the least we can do for him. Another reason is that, in the past, September is the time Disney gives deep discounts like their free dining plan promotion. This is never promised, and should not be a deciding factor or even budgetted for, but it's good to keep in mind. When estimating I never budget with discounts in mind, I go for the full fare so I will not be disappointed or unprepared later on.

For our family of four we will need two rooms - to give the parentals some privacy. This bumps up the fees a bit, but not terribly so. For me Park Hopper is a must have for tickets. We also will have the Dining Plan. With four adults who do enjoy food, and want to be pampered once in a while, the Dining Plan works well as we can eat at places we would normally pass up because of costs. Tip is the only thing not included and that's just fine by us, we can take care of that. And, while not believing it will be available to us, we could get it for free should they offer another promotion (with the opening of the new Fantasyland, though, I don't see them offering deep discounts next fall).

Dad also chose Port Orleans Riverside as the resort he'd like to stay at. This makes me happy as I enjoy the moderate resorts over the values or even deluxe options. Again this adds a bit of expense, but if need be we *could* go down to a value, but with Disney Math you really don't need to. Little splurges are a good thing for a relaxing part of the vacation.

After visiting the Disney World Website and plugging in our "wants" out came the cost: $6293.44. This is a huge number. Rounding up to $6500 makes one gasp even more. Again I always try to give myself a little buffer so when the real price comes out I'm not under-estimating, and it's always nice to feel like we're getting it cheaper.

Even though the cost seems steep, this is for four "adults" with the extras listed above. It basically comes to 1575 or 1625 (depending on how you round up) a person. Granted we haven't added in airfare, but even after that it's not a bad deal. Did I mention this is for a 10 night, 9 day trip. That's a huge bang for the buck. If I wanted to get really detailed I could go down to the day per person cost, but I'm not THAT crazy about Disney Math.

With this info in hand, it makes the Disney Budget seem much more doable. With just a little bit of game planning, saving for the trip becomes something that doesn't seem impossible. Once again, Walt Disney is making the impossible, possible (all the while making a killing).